PayPal & Aon Partner up to Launch Insurance Offering

PayPal and Aon have collaborated to provide insurance services directly through the fintech payments platform

Fintech payments platform PayPal has formed a strategic partnership with Aon which will see PayPal adapt the provider’s CoverWallet solution to its commerce platform. 

The move will enable small business customers across the US to buy online insurance and manage their policies in minutes. The program will also mean users can obtain personalised advice and guidance from Aon’s licensed insurance advisors.

According to reports, PayPal has been focusing on the digital payment revolution for more than two decades and currently provides a spectrum of solutions to assist small businesses in risk management, such as Seller Protection Fraud Protection, and Chargeback Protection.

SME protection at the point of sale by Aon

Small business insurance protection by Aon through PayPal looks set to address several roadblocks SMEs face with their insurance choice, namely time, effort, choice, and cost. 

They also look set to benefit from real-time visibility into the typical coverage and average costs for their insurance needs, a breadth of online quotes and coverage options from top carriers, and the convenience of purchasing insurance with their PayPal accounts.

Speaking about the news, Roberto Pinto, president of digital client solutions at Aon, commented that using CoverWallet’s digital capabilities and integrating it into PayPal’s existing offering for small businesses created a unique experience that streamlines insurance access and sales for countless merchants.

He said, “We share PayPal’s culture of innovating on behalf of clients, and this initiative is one way we are addressing our clients’ most pressing needs. We are uniquely positioned to develop and deliver a digital solution to PayPal that will expand access to insurance for small businesses, which is often an underserved market, and ultimately help them make better decisions to grow and protect their business.”

Jim Magats, SVP, payments and SMB solutions, PayPal, added, “This is a challenging time for small businesses, and this initiative can help make it easier for PayPal’s small business customers to access a range of insurance solutions to help keep their businesses protected.”

“The program moves forward PayPal’s mission to democratise access to the digital payments and commerce solutions small businesses need to manage their end-to-end business, including managing risk and protecting their finances. Aon’s digital capabilities, risk expertise, insurance carrier relationships, and ability to deliver new solutions tailored to our specific small business customers [are] key to delivering this program.”


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