James Cowen joins insurtech Humn as Chief Commercial Officer

With over 10 years of experience, James Cowen is joining Humn, an advanced real-time insurer, as Chief Commercial Officer

James Cowen has joined the real-time Insurtech company, Humn, as Chief Commercial Officer, bringing his six years of expertise in the mobility space, and 10 years in finance.

Humn is a data-driven insurance management system that focuses on changing the foundations of fleet insurance. Using artificial intelligence (AI) to create real-time solutions, Humn puts the tools in the hands of its customers to manage the exposure of the fleet on a daily basis.

As Chief Commercial Officer, James Cowen will work closely with CEO, Mark Musson, on the company’s commercial strategy; both in terms of planning, and execution. James will take charge of organising strategic partnerships and company expansion, whilst maintaining a strong ‘across the board’ position in terms of capacity planning and fundraising. 

An experienced leader with an understanding of the industry 

Originally trained in the Finance industry, accountancy at Deloitte and then Investment Banking at Greenhill, James is well versed in understanding the difference between a good and bad business, acquisitions, fundraising and ultimately working with C-level at small and large organisations. Most recently, whilst working with Cargo as VP of Corporate Development & International, James led their partnership with Uber, resulting in a US$32mn Series A funding round in September 2018. 

James Cowen, Chief Commercial Officer of Humn, says; ‘If Humn could deliver even 20% of what they wanted to, the opportunity would be vast, and that is why I’m so excited to be joining the team at such an interesting time. For the first time in this industry, the relationship between the insurer and the fleet is a partnership - not just an annual transaction”

Tracking behaviour in real-time 

On a mission is to improve road safety, the company’s platform Rideshur tracks thousands of environmental & behavioural data points in real-time, providing world-leading transportation risk modelling capabilities.

According to Humn, Rideshur has already reduced accidents by 65% saving its customers up to 20% on insurance premiums. Rideshur exposes driving risk trip by trip via an easy-to-use web app that enables fleet managers & their drivers to monitor and reduce risk by improving driving behaviour. It provides hints & tips with relevant training modules to allow drivers to develop their on-road skills & save money on their insurance premiums in real-time.

Humn recently acquired Walsingham Motor Insurance in January 2022, the acquisition will further develop Humn’s four-year-old data-led platform to totally transform the way commercial fleet insurance can be priced and give control back to customers. 


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