Top 10: Insurtech Leaders in the UK and Europe

The insurance industry, long seen as resistant to change, is experiencing a significant shift. Technology is reshaping how policies are created, sold and managed. 

In this Top 10, we highlight key figures driving this transformation across various insurance sectors in the UK and Europe. 

From startups to established firms, these leaders are tackling industry challenges with diverse approaches. Their backgrounds span computer science, actuarial studies and traditional finance, informing their unique strategies. 

10. Peter Scott

• Company: Broker Insights
• Revenue: £2.25 million (2021)
• Headquarters: Dundee, Scotland
• Employees: 60+
• Founded: 2018

Peter Scott, CEO of Broker Insights, brings over 20 years of leadership experience in high-growth technology firms. His expertise in scaling businesses internationally, particularly in the US market, has been crucial to the company's expansion. Scott's previous success includes leading the Dixons Carphone and Sprint joint venture, demonstrating his ability to navigate complex market dynamics.

9. Alexandre Rispal

• Company: Alexandre Rispal Consulting
• Headquarters: France

Alexandre Rispal is a prominent figure in the insurtech sector with an academic background and extensive industry experience. As a French entrepreneur, he has authored numerous Forbes France articles and 10 books on marketing and insurtech. Rispal has lectured at prestigious institutions and spoken at over 50 international conferences. His roles include CEO of Moonshot Insurance and Chief Revenue Officer of Wakam, both recognized as top European insurtechs. In 2017, he received the trophy for best young manager in French insurance.

8. Matteo Carbone

• Company: IoT Insurance Observatory
• Headquarters: Milan, Italy
• Founded: 2017

Matteo Carbone founded the IoT Insurance Observatory to promote the adoption of IoT and telematics in insurance. He has written extensively on insurtech and shared his expertise at over 100 conferences worldwide. Carbone's strategic consultancy has guided insurers, reinsurers, and tech players in 20+ countries. He lectures at leading institutions and has been recognized as a top insurtech influencer, receiving the UK insurance industry's 'Mentor of the Year' award in 2022.

7. Renaud Million

• Company: Spixii
• Headquarters: London, UK
• Employees: 11-50 (estimated)
• Founded: 2016

Renaud Million, co-founder and CEO of Spixii, has a background in actuarial science and experience at AXA. He has focused on enhancing insurance processes through AI-powered conversational platforms. Under his guidance, Spixii won the DIAmond Award at Digital Insurance Agenda 2018. Million frequently speaks at industry events and has been listed among top insurtech influencers.

6. Sam White

• Company: Stella Insurance
• Headquarters: Sydney, Australia
• Employees: 200+ (across Freedom Services Group)
• Founded: 2020

Sam White established Stella Insurance to address the underrepresentation of women in the insurance industry. With over two decades of experience, White has been recognized in JP Morgan's top 200 female-powered businesses. She chairs Freedom Services Group and advocates for equality in business. White hosts the podcast "Human Business with Sam White," focusing on making business more personable and inclusive.

5. David Vanek

• Company: Anorak
• Headquarters: London, UK
• Employees: 11-50 (estimated)
• Founded: 2017

David Vanek, Co-Founder and CEO of Anorak, has a background in fintech and consulting. He has applied his expertise to create a data-driven platform simplifying life insurance. Under his leadership, Anorak has secured significant funding and partnerships with major financial institutions. Vanek speaks frequently at industry events and is known for his approach to modernizing insurance distribution.

4. Sten Saar

• Company: Zego

• Headquarters: London, UK

• Employees: 201-500

• Founded: 2016

With a background in entrepreneurship, Sten identified a gap in the insurance market for gig economy workers. Under his leadership, Zego has secured substantial funding, including a US$150m Series C round, achieving unicorn status. Saar's innovative approach to flexible, usage-based insurance has disrupted traditional models, particularly in the commercial motor space. His vision has positioned Zego as a leader in providing tailored solutions for the evolving workforce, earning recognition from Forbes 30 Under 30.

3. Jonathan Larsen

• Company: Ping An Group
• Revenue: CNY 1.18 trillion (2021)
• Headquarters: Shenzhen, China
• Employees: 362,035 (2021)
• Founded: 1988

Jonathan Larsen, Chief Innovation Officer at Ping An Group and head of the Global Voyager Fund, brings over three decades of financial industry experience, including significant roles at Citi. He has been key in developing Ping An's AI-based ESG evaluation systems and platforms like the personal carbon account, Low Carbon Home. Larsen's focus is on leveraging technology to address climate change and modernize insurance distribution.

2. Niall Barton

• Company: Wrisk
• Headquarters: London, UK
• Employees: 70+
• Founded: 2016

Niall Barton, co-founder and Executive Chairman of Wrisk, has decades of insurance industry experience, including roles at Oxygen and Fortis Insurance. He has focused on developing mobile-first, customer-centric insurance solutions. Under his guidance, Wrisk has partnered with major automotive brands and expanded to Munich and Vienna. Barton's aim is to create frictionless, embedded insurance experiences in the automotive sector.

1. Christian Wiens

• Company: Getsafe
• Headquarters: Heidelberg, Germany
• Employees: 150+
• Founded: 2015

Christian Wiens, co-founder and CEO of Getsafe, has a background in computer science. He has applied technology to create insurance products for digital-native consumers. Under his leadership, Getsafe has expanded into multiple European markets and secured significant funding, including a US$63m Series B round. Wiens' focus on mobile-first insurance experiences has earned him recognition as one of Forbes' 30 Under 30 in Europe.

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