Featuring: John Rojo, Partnership Development Executive, Automatic Data Processing (ADP), Daniel Lewen, Sr. Director of Product Management, Automatic Data Processing (ADP), Anand Pandya Vice President/GM, Specialty Solutions, Small Business & Michael Konstantinidis Vice President & Head of Business Development - Small Business Services, Automatic Data Processing (ADP) Embedded finance has transformed how businesses deliver financial services, integrating payments, lending, and insurance into core platforms. Payroll and Human Capital Management (HMC) services are now emerging as the next critical frontier — a high-frequency, high-engagement financial function that offers significant potential for innovation and value creation. In this session, we’ll explore why Embedded Payroll (EP) and HCM is gaining traction, what customers and partners demand, and how ADP is positioned to lead this transformation.